Axis Bank Vistara Credit Card
- Immerse yourself in a world of lavish rewards and extraordinary experiences with the Axis Vistara Credit Card. Each swipe promises unmatched privileges.
- Elevate your travels with the Axis Vistara Credit Card, blending luxury, convenience, and unmatched benefits.
- Enjoy luxurious travel with the Axis Vistara Credit Card, earning rewards with every purchase.
- Indulge in refined elegance and exclusive perks with the Axis Vistara Credit Card, turning every transaction into an adventure.
Fees and Charges Overview
| Fee/Charge | Amount (INR) |
|---|---|
| Joining Fee | ₹1,500 |
| Annual Fee | ₹1,500 |
| Supplementary Card Fee | ₹750 per card |
| Add-on Card Fee | ₹0 |
| Finance Charges | 3.4% per month |
| Late Payment Charges | ₹300 – ₹600 (depending on outstanding balance) |
| Over Limit Penalty | ₹500 or 3% of over limit amount (whichever is higher) |
| Card Replacement Fee | ₹100 |
| Foreign Currency Transaction Fee | 3.5% |
| Cash Withdrawal Fee (Domestic ATMs) | 2.5% of withdrawal amount (min. ₹250) |
| Cash Withdrawal Fee (International ATMs) | 3% of withdrawal amount (min. ₹250) |
| Balance Transfer Fee | 1.5% of transferred amount or ₹250 (whichever is higher) |
Vistara Credit Card Privileges & Benefits
The Vistara Credit Card offers a range of privileges and benefits tailored for frequent flyers and travelers. Here’s a breakdown of some of its key features, supported by data where available:
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Welcome Benefits: New cardholders often receive welcome benefits such as complimentary lounge access, bonus reward points, or vouchers for flights or hotel stays. These can vary based on the specific card variant.
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Earn Rewards: Vistara Credit Cards typically offer accelerated reward points for spending on flights, dining, shopping, and other categories. For instance, you may earn 6 Club Vistara (CV) points for every ₹200 spent on the Vistara Infinite Credit Card.
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Complimentary Lounge Access: Cardholders often enjoy complimentary access to domestic and international airport lounges, enhancing the travel experience. The number of visits and participating lounges can vary by card variant.
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Travel Insurance: Many Vistara Credit Cards come with complimentary travel insurance, covering aspects such as flight delays, baggage loss, or medical emergencies during travel. The coverage amount and terms depend on the card type.
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Discounts and Vouchers: Cardholders may receive discounts or vouchers for booking flights, hotels, car rentals, or other travel-related services. These offers may be exclusive to Vistara credit cardholders.
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No Foreign Transaction Fees: Some Vistara Credit Cards waive foreign transaction fees, making them cost-effective options for international travel. This can lead to significant savings, especially for frequent travelers.
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Annual Fee Waiver: Certain card variants offer an annual fee waiver based on meeting specific spending thresholds. This feature can help offset the card’s cost and enhance its overall value proposition.
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Flexible Redemption Options: Reward points earned through Vistara Credit Cards can typically be redeemed for flights, upgrades, hotel stays, shopping vouchers, or other rewards. The redemption process is often user-friendly and can be done online or through the issuer’s mobile app.
Suggested Read: Best Credit Card with Airport Lounge Access
Lifestyle Privileges
| Privileges | Details |
|---|---|
| Dining Discounts | Enjoy discounts and offers at partner restaurants across various cuisines. |
| Entertainment Offers | Avail special discounts on movie tickets, concerts, and other entertainment events. |
| Premium Events | Access exclusive events, such as fashion shows, music concerts, and art exhibitions. |
| Airport Lounge Access | Complimentary access to domestic and international airport lounges for a luxurious pre-flight experience. |
| Vistara Club Vouchers | Earn club vouchers for flight bookings, upgrades, and other travel-related expenses. |
| Golf Benefits | Access to premium golf courses and discounts on green fees at select golf clubs. |
| Milestone Benefits | Earn bonus rewards or vouchers upon reaching specified spending milestones. |
Similar Credit Cards in Other Bank
| HDFC Bank Regalia Credit Card |
| Citibank PremierMiles Credit Card |
| SBI Card Elite |
| ICICI Bank Jet Airways Sapphiro Credit Card |
FAQs
Is the Axis Bank Vistara card worth it?
The Axis Bank Vistara card can be worth it for frequent travelers with Vistara, offering benefits like lounge access, bonus points, and flight discounts, but it depends on individual spending habits and travel preferences.
Choosing between Axis Bank and HDFC Bank depends on services, satisfaction, financials, and preferences. Both are key players in India’s banking. Some prefer Axis for digital services and expansion, others favor HDFC for reputation, branches, and service. Your choice depends on your needs.
Vistara excels in service, blending Indian hospitality with modern amenities. Its focus on seamless, personalized travel, from pre-flight to in-flight, sets it apart.
Vistara, a full-service airline, offers amenities that contribute to higher prices. Spacious seating, gourmet meals, and newer aircraft with advanced features raise costs, reflecting in ticket prices. Safety, quality service, and punctuality also influence pricing.
Is Vistara owned by Air India?
No, Vistara is not owned by Air India. Vistara is a joint venture between Tata Sons and Singapore Airlines.
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