Axis Bank Neo Credit Card
The Axis Bank Neo Credit Card caters to digital-savvy individuals with discounts on movies, dining, and shopping, plus accelerated rewards on online purchases.
Axis Bank Neo Credit Card Offers
- Get an additional Rs.150 off on purchases over Rs.999 for select styles on Myntra app or website, valid until Dec 31, 2024.
- 100 % instant cashback credit up to INR 300 on first utility bill payment within 30 days of
card issuance. This is a one-time only offer and is valid only for first 30 days of card
issuance. - Eligible Axis Bank Neo credit cardholders will get a 10% discount per transaction on the
tickets purchased through www.bookmyshow.com or on the Bookmyshow mobile app •
Each customer can get a maximum discount of Rs. 100 per month. - Axis Neo card holders can avail of a flat 10% Instant Discount through www.blinkit.com or
mobile app using the promo code AXISNEO
Suggested Read: Best Online Shopping Credit Cards
Axis Bank Neo Credit Card: Privileges & Features
Hey there! Check out the Axis Bank Neo Credit Card—it’s made for young pros and online addicts who love shopping, dining, and fun times. Here’s what you get with it!.
- 40 % off on Zomato: Save 40% on Zomato with an Axis Bank Credit Card. Check terms for restrictions. Enjoy savings!
- 5% off on the utility Bill payment via Amazon Pay: Save 5% on Amazon recharge, broadband, or DTH, with a minimum discount of INR 150 per month and a minimum transaction amount of INR 299.
- 10% off on Blinkit: Enjoy up to Rs. 250 off when you spend a minimum of Rs. 750. This offer is valid once a month.
- Receive an extra Rs. 150 discount at Myntra when you spend a minimum of Rs. 999 on specified styles.
- Enjoy a 10% discount on all movie tickets when you book through BookMyShow, with monthly benefits extending up to Rs. 100.
- Dining Delights– Enjoy Axis Bank Dining Delights for up to 15% off at our partner restaurants in India.
Similar Cards to Axis Bank Neo Credit Card
Maximize your benefits! Take the time to compare the diverse features of each card to make an informed decision.
| Credit Card | Joining Fee | Annual Fee |
|---|---|---|
| Axis Bank Neo Credit Card | Rs. 250 | Rs. 250 |
| HDFC MoneyBack Credit Card | Rs. 500 | Rs. 500 |
| ICICI Bank Platinum Chip Credit Card | Rs. 199 | Rs. 99 (from 2nd year onwards) |
| SBI SimplyCLICK Credit Card | Rs. 499 | Rs. 499 |
| Kotak Fortune Gold Card | Rs. 499 | Rs. 99 (from 2nd year onwards) |
Axis Bank Neo Credit Card: Fees and Charges
Based on my recent update, here’s what you need to know about the fees for the Axis Bank Neo Credit Card.
| Fees/Charges | Amount |
|---|---|
| Joining Fee | Rs. 250 |
| Annual Fee | Rs. 250 (Waived on spending Rs. 2,500 within 45 days of card issuance) |
| Finance Charges | Up to 3.40% per month |
| Late Payment Fee | Rs. 300 – Rs. 600 (Depending on the statement outstanding) |
| Over Limit Penalty | 3% of the over limit amount, subject to a minimum of Rs. 500 |
| Cash Payment Fee | Rs. 100 per transaction |
| Card Replacement Fee | Rs. 100 |
| Statement Request Fee | Rs. 100 per statement |
| Cheque Return Fee | Rs. 300 |
| Foreign Currency Transaction Fee | 3.50% of the transaction amount for international transactions |
| Cash Withdrawal Fee | 2.50% of the transaction amount, subject to a minimum of Rs. 250 |
Axis Bank Neo Credit Card: Eligibility & Documentation
Consult the table for precise details on the eligibility criteria and documentation needed for the Axis Bank Neo Credit Card.
| Eligibility Criteria | Documentation Required |
|---|---|
| Age: 18-70 years | Proof of Identity (e.g., Aadhar Card, Passport, PAN Card) |
| Indian Resident | Proof of Address (e.g., Aadhar Card, Utility Bill) |
| Stable Income Source | Income Proof (e.g., Salary Slip, Income Tax Returns) |
| Good Credit Score | Bank Statements |
| Meet Axis Bank’s Credit Policies | Passport-size Photographs |
FAQs
Consider Neo’s features, benefits, fees, and interest rates to see if it suits your needs. Research and compare with other options for an informed choice.
Does Neo card affect credit score?
Neo card by Neo Financial is a prepaid Mastercard. It doesn’t affect your credit score as you’re not borrowing. Load funds, make purchases, no credit impact.
Is Neo a good first credit card?
Yes, Neo can be a good first credit card for some people. It offers features like cashback rewards and no annual fees, which can be beneficial for building credit responsibly. However, it’s important to research and compare different options to find the best fit for your needs and financial situation.
Neo offers a range of financial services, including the Neo Card, a linked debit card. The card’s cost depends on Neo’s terms, promotions, and your location. Check Neo’s website for current fees.
Yes, You can use your Neo card at ATMs accepting Visa or Mastercard networks. Confirm with Neo or your card issuer for fees or limitations.
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