Flipkart Axis Bank Credit Card- Benefits/Features

As a warm welcome to the Flipkart Axis Bank Credit Card family, we have lined up exciting welcome offers and exclusive benefits. From instant discounts on your favorite brands to complimentary memberships, the perks are designed to make your introduction to the card truly memorable.

What makes the Flipkart Axis Bank Credit Card stand out!

Annual Fee	Rs. 500 + GST
Welcome Benefit	Offers worth up to Rs. 6,000 on your first transaction
Reward Points	Earn 5% unlimited cashback on Flipkart and Myntra
Lounge Access	Complimentary airport lounge access twice per calendar year
Dining Discounts	Discounts at partner restaurants
Fuel Surcharge Waiver	Waiver on fuel surcharge up to Rs. 500 per month

On this Page

Features and Benefits
Details on Fees and Charges
Eligibilities and Documentation
Should you choose this card?
Compare Flipkart Axis, Amazon Pay, and Paytm SBI cards.
Curious? Explore our FAQs for answers!

Features and Benefits

Meet the Flipkart Axis Bank Credit Card: a special card from Flipkart and Axis Bank packed with cool stuff for your shopping fun!

Features:

Welcome Benefits: New cardholders often receive attractive welcome benefits such as Flipkart vouchers, cashback, or discounts on their first transactions.
Earn Rewards: Cardholders earn rewards points on every transaction made using the card. These points can be redeemed for a variety of rewards, including discounts, vouchers, or cashback on Flipkart and partner merchants.
Accelerated Rewards: Additional rewards points may be earned on specific categories such as shopping on Flipkart, dining, entertainment, and more. These accelerated rewards help cardholders accumulate points faster.
Fuel Surcharge Waiver: Many credit cards offer fuel surcharge waivers at partner fuel stations, helping cardholders save on their fuel expenses.
Discounts and Offers: Exclusive discounts, cashback, and offers are available on Flipkart purchases, as well as from partner merchants in various categories such as travel, dining, lifestyle, and more.
Airport Lounge Access: Some premium versions of the Flipkart Axis Bank Credit Card may offer complimentary access to airport lounges, providing cardholders with a luxurious travel experience.
EMI Options: Cardholders can convert their high-value transactions into easy EMIs (equated monthly installments), allowing for convenient repayment over a specified period.
Contactless Payment: The card may come with contactless payment technology, allowing for quick and secure transactions by simply tapping the card on a contactless-enabled POS terminal.
Zero Lost Card Liability: In case of loss or theft, cardholders are typically protected from unauthorized transactions with a zero lost card liability feature.

Benefits:

Exclusive Flipkart Offers: Cardholders may get access to exclusive offers, early sale access, and discounts on Flipkart products and services.
Axis eDGE Rewards: Points earned on the Flipkart Axis Bank Credit Card can be redeemed through the Axis eDGE Rewards program for a wide range of options, including merchandise, vouchers, and more.
Zero Annual Fee: Some variants of the Flipkart Axis Bank Credit Card may come with no annual fee or a low annual fee, making it cost-effective for cardholders.
Online Account Management: Cardholders can manage their credit card account online through the Axis Bank website or mobile app, making it convenient to track transactions, pay bills, and redeem rewards.
Global Acceptance: The Flipkart Axis Bank Credit Card is usually accepted worldwide, allowing cardholders to use it for both domestic and international transactions.
Customer Support: Axis Bank typically provides dedicated customer support to address queries, concerns, or assistance related to the credit card.

Details on Fees and Charges

The Flipkart Axis Bank Credit Card offers a range of benefits tailored for avid online shoppers and frequent Flipkart users. Here’s a breakdown of the fees and charges associated with this card:

Joining Fee	₹500
Annual Fee	₹500
Interest Rate	3.4% per month (40.8% per annum)
Cash Withdrawal Fee	2.5% of the withdrawn amount or ₹500, whichever is higher
Card Replacement Fee	₹100
Foreign Currency Transaction Fee	3.5% of the transaction amount
Statement Request Fee	₹50 per statement plus applicable taxes
Overlimit Penalty	3% of overlimit amount or ₹500, whichever is higher
Late Payment Fee	₹300 – ₹600 (depending on the amount overdue)

Eligibility and Documents

Apply for the Flipkart Axis Bank Credit Card by meeting the eligibility criteria and providing the required documentation.

Eligibility Criteria:

1. Age: Generally, the primary cardholder must be between 18 and 70 years old.
2. Residency: You should be an Indian resident.
3. Income: Most credit cards have a minimum income requirement. The exact amount may vary depending on the card type.
4. Credit Score: A good credit score significantly increases your chances of approval. Usually, a score above 750 is considered good.
5. Employment: Some cards require you to be salaried or self-employed.

Documentation:

Exclusive Flipkart Offers: Cardholders may get access to exclusive offers, early sale access, and discounts on Flipkart products and services.
Axis eDGE Rewards: Points earned on the Flipkart Axis Bank Credit Card can be redeemed through the Axis eDGE Rewards program for a wide range of options, including merchandise, vouchers, and more.
Zero Annual Fee: Some variants of the Flipkart Axis Bank Credit Card may come with no annual fee or a low annual fee, making it cost-effective for cardholders.
Online Account Management: Cardholders can manage their credit card account online through the Axis Bank website or mobile app, making it convenient to track transactions, pay bills, and redeem rewards.
Global Acceptance: The Flipkart Axis Bank Credit Card is usually accepted worldwide, allowing cardholders to use it for both domestic and international transactions.
Customer Support: Axis Bank typically provides dedicated customer support to address queries, concerns, or assistance related to the credit card.

Compare Flipkart Axis, Amazon Pay, and Paytm SBI cards

Flipkart Axis, Amazon Pay, and Paytm SBI cards offer varying rewards and benefits tailored to their respective platforms, from exclusive discounts on Flipkart purchases to cashback incentives on Amazon transactions or SBI-affiliated services via Paytm.

Flipkart Axis Bank Credit Card:
- Best for: regular Flipkart shoppers and those who frequently use partner merchants.
- Rewards: Earns accelerated rewards on Flipkart, Myntra, and partner merchants. Offers discounts on Flipkart and complimentary airport lounge access.
- Fees: An annual fee and a renewal fee may apply.
- Additional Benefits: EMI options, fuel surcharge waiver, and milestone benefits.
Amazon Pay Credit Card:
- Best for: Amazon Prime members and frequent Amazon shoppers.
- Rewards: Earns cashback on Amazon and other spending categories. Higher rewards for Amazon Prime members.
- Fees: There is generally no annual fee for Prime members; non-Prime members may have an annual fee.
- Additional Benefits: No-cost EMI options, fuel surcharge waiver, and mobile insurance.
Paytm SBI Card:
- Best for: users who prefer Paytm services and SBI customers.
- Rewards: Earns cashback on Paytm transactions and other spending categories. Offers additional benefits for SBI customers.
- Fees: An annual fee and a renewal fee may apply.
- Additional Benefits: Exclusive Paytm offers, accelerated rewards on certain spending categories, and a fuel surcharge waiver.

Should you choose this card?

Flipkart credit cards typically offer rewards and benefits tailored for online shopping, particularly on Flipkart’s platform. They may provide cashback, discounts, or reward points for purchases made on Flipkart, as well as partner benefits such as discounts on other merchants. If you’re a frequent shopper on Flipkart or its partner platforms, a Flipkart credit card could offer significant value.

On the other hand, Axis Bank credit cards come with a broader range of benefits beyond online shopping. These may include rewards on dining, fuel, travel, and other categories. Axis Bank also provides various types of credit cards catering to different needs, from basic to premium cards offering lounge access, travel insurance, and more.
When considering user experience, factors such as ease of application, customer service quality, online account management, and mobile app functionality are crucial. Both Flipkart and Axis Bank strive to provide smooth user experiences, but it’s worth checking reviews and user feedback to gauge which card offers better overall satisfaction in this regard.

Curious? Explore our FAQs for answers!

Flipkart Axis Bank Credit Card:
- Best for: regular Flipkart shoppers and those who frequently use partner merchants.
- Rewards: Earns accelerated rewards on Flipkart, Myntra, and partner merchants. Offers discounts on Flipkart and complimentary airport lounge access.
- Fees: An annual fee and a renewal fee may apply.
- Additional Benefits: EMI options, fuel surcharge waiver, and milestone benefits.
Amazon Pay Credit Card:
- Best for: Amazon Prime members and frequent Amazon shoppers.
- Rewards: Earns cashback on Amazon and other spending categories. Higher rewards for Amazon Prime members.
- Fees: There is generally no annual fee for Prime members; non-Prime members may have an annual fee.
- Additional Benefits: No-cost EMI options, fuel surcharge waiver, and mobile insurance.
Paytm SBI Card:
- Best for: users who prefer Paytm services and SBI customers.
- Rewards: Earns cashback on Paytm transactions and other spending categories. Offers additional benefits for SBI customers.
- Fees: An annual fee and a renewal fee may apply.
- Additional Benefits: Exclusive Paytm offers, accelerated rewards on certain spending categories, and a fuel surcharge waiver.