IndusInd Bank Platinum Aura Credit Card
In India, the IndusInd Bank Platinum Aura Credit Card stands out as a premium offering, catering to high-income individuals. It provides a range of benefits including rewards, lounge access, insurance, concierge services, and discounts on various lifestyle amenities.
Explore Key Features & Benefits
| Key Features | Benefits |
|---|---|
| Welcome Benefits | Get a welcome gift voucher worth INR 5,000 from IndusInd Bank |
| Reward Points Programme | Earn 1 reward point for every INR 100 spent |
| Lounge Access | Complimentary lounge access at select airports |
| Milestone Benefit | Earn up to 5% cashback on achieving milestone spends |
| Travel Benefits | Avail discounts on flight bookings, hotel stays, etc. |
| Dining Offers | Discounts and offers at partner restaurants |
| Fuel Surcharge Waiver | Enjoy fuel surcharge waiver at participating fuel stations |
Earn rewards!
| Rewards Category | Reward Points Earned per ₹100 spent |
|---|---|
| Grocery Shopping | 4 |
| Dining | 3 |
| Fuel | 2 |
| Utilities Payment | 2 |
| Travel Booking | 3 |
| Departmental Stores | 4 |
| Online Shopping | 5 |
| Entertainment | 3 |
| International Spends | 5 |
Card Fees & Charges.
| Fee/Charge | Amount |
|---|---|
| Joining Fee | ₹5,000 |
| Annual Fee | ₹5,000 |
| Supplementary Card Fee | ₹3,000 per card |
| Cash Advance Fee | 2.5% of the amount |
| Interest Rate on Cash Advance | 3.83% per month |
| Late Payment Charges | ₹100-₹700, depending on the outstanding balance |
| Over Limit Charges | ₹500 |
IndusInd Bank Platinum Aura Credit Card: Eligibility
| Age |
| Minimum Age: 21 years |
| Maximum Age: 65 years |
| Income |
| Minimum Monthly Income: INR 25,000 (salaried) or INR 4 lakhs (self-employed) |
| Employment |
| Salaried individuals with a stable job for at least 2 years or self-employed individuals with a stable business for at least 3 years |
| Credit Score |
| Good credit history with a minimum CIBIL score of 750 or above |
| Residential Status |
| Residents of India |
Documents Required:
|
other similar credit cards
| Credit Card | Joining Fee | Annual Fee | Main Features |
|---|---|---|---|
| HDFC Regalia Credit Card | Rs. 2,500 | Rs. 2,500 | Complimentary lounge access and rewards program |
| SBI Card ELITE | Rs. 4,999 | Rs. 4,999 | Welcome gift, milestone benefits, and rewards |
| ICICI Bank Sapphiro Credit Card | Rs. 6,500 | Rs. 3,500 | Complimentary lounge access and rewards program |
| Axis Bank Vistara Credit Card | Rs. 1,500 | Rs. 1,500 | Vistara flight tickets discounts and rewards |
| Citibank PremierMiles Credit Card | Rs. 3,000 | Rs. 3,000 | Airline miles rewards, travel benefits |
FAQs
What are the benefits of IndusInd Platinum Aura Edge?
The IndusInd Platinum Aura Edge offers benefits like complimentary airport lounge access and rewards on spending, providing value and perks for cardholders. Additionally, it provides insurance coverage and concierge services, enhancing the overall customer experience.
Which IndusInd credit card is best?
- IndusInd Bank Platinum Aura Credit Card: Offers rewards on dining, entertainment, and fuel purchases along with airport lounge access and insurance benefits.
- IndusInd Bank Pinnacle Credit Card: Provides high reward points on various spending categories, complimentary lounge access, golf privileges, and insurance coverages.
- IndusInd Bank Iconia Credit Card: Offers rewards on dining, groceries, and movies, along with travel benefits such as lounge access and insurance coverage.
What is the billing cycle of IndusInd Bank Aura credit card?
The billing cycle for the IndusInd Bank Aura credit card varies based on its terms. Usually lasting 28 to 31 days, it starts on a consistent monthly date. For precise details, contact IndusInd Bank’s customer service or review the card’s terms and conditions.
Which is best IndusInd or HDFC?
Choosing between IndusInd and HDFC depends on your specific financial needs, preferences, and the services each bank offers, making neither inherently better overall.
Does IndusInd Platinum Aura credit card have lounge access?
IndusInd Bank Platinum Aura Credit Card does provide lounge access. Cardholders can avail complimentary access to airport lounges both in India and internationally. However, it’s always good to double-check with the bank or refer to the latest terms and conditions provided by IndusInd Bank regarding lounge access benefits, as these might be subject to change.
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