Kotak PVR Gold Credit Card
The Kotak PVR Gold Credit Card sounds like a fantastic way to add a touch of luxury to your movie-going experience! Complimentary tickets and cashback offers definitely sweeten the deal. It sounds like the perfect companion for cinephiles who enjoy indulging in the magic of the big screen.
Kotak PVR Gold Credit Card Highlights
| Eligibility Criteria | Age: 21–65 years |
| Indian Resident | |
| Salaried or Self-employed | |
| Annual Fee | Rs. 4999 + GST (First-year fee waived on spending Rs. 1.5 lakh in a year) |
| Supplementary Card Fee | Rs. 999 + GST |
| Finance Charges | 3.50% per month (42% per annum) on revolving credit |
| Overlimit Charges | 3% of overlimit amount, subject to a minimum of Rs. 500 |
| Late Payment Charges | Rs. 100 for statement outstanding between Rs. 500 and Rs. 5,000 |
| Rs. 500 for statement outstanding greater than Rs. 5,000 | |
| Cash Withdrawal Fee | 3.5% of the transaction amount or Rs. 300, whichever is higher |
| Foreign Currency Markup Fee | 3.5% of transaction amount |
| Interest-free Period | Up to 48 days |
| Rewards Program | Earn 2 PVR Kotak Gold Points on every Rs. 100 spent |
| Points redemption for PVR Movie Tickets, food, beverages, etc. | |
| Additional benefits like 1 Free PVR ticket on spending Rs. 10,000 in a month |
Key Features and Benefits
| Features | Details |
|---|---|
| Reward Points System | Earn 2 PVR Movie Vouchers on every Rs. 10,000 spent. |
| Earn 2X Reward Points on dining and entertainment spends. | |
| Earn 1 Reward Point for every Rs. 200 spent on all other categories. | |
| Cashback Offers | Get 10% cashback on PVR tickets booked online through the PVR website or app. |
| Maximum cashback capped at Rs. 100 per month. | |
| Discounts on Movie Tickets | Enjoy up to 24 free PVR movie tickets in a year. |
| Valid for both online and offline movie ticket bookings. |
| Credit Card | Dining Privileges | Fuel Surcharge Waiver | Airport Lounge Access |
| Kotak PVR Gold | Yes, at select restaurants | Yes, on fuel purchases | Yes, limited access |
Exclusive PVR Benefits
| Benefit | Description |
|---|---|
| Complimentary Movie Tickets | Enjoy complimentary PVR movie tickets as a welcome gift or on reaching certain spending milestones. |
| Discounts on Food & Beverages (F&B) | Avail discounts on food and beverages at PVR Cinemas. This can include discounts on popcorn, snacks, and drinks, enhancing your movie-watching experience at a lower cost. |
| Priority Booking Privileges | Get priority access to booking movie tickets at PVR Cinemas. This ensures that you can secure your seats for popular movies or during peak times without worrying about tickets being sold out. |
| Special Screening Invitations | Receive invitations to special screenings, premieres, or exclusive events hosted by PVR Cinemas. This allows you to experience movies before their official release or attend events with fellow movie enthusiasts. |
| Reward Points Redemption for Tickets | Earn reward points on your Kotak PVR Gold Credit Card transactions, which can be redeemed for PVR movie tickets. This provides additional value for your spending and allows you to watch movies for free or at a discounted rate. |
Reward points structure overview
| Category | Reward Points per Rs. 100 spent |
|---|---|
| PVR Cinemas | 2 |
| Dining | 1 |
| Retail Spends | 0.5 |
| International Spends | 2 |
| All other expenses | 0.5 |
PVR Gold Credit Card Fees
here’s a breakdown of the fees associated with the Kotak PVR Gold Credit Card in a table format:
| Fee Type | Amount/Rate |
|---|---|
| Annual Fee | ₹499 (waived on spending ₹50,000 or more in a year) |
| Interest Rate (Annual) | 3.10% to 3.50% per month (varies with individual credit profile) |
| Late Payment Charges | ₹100 to ₹700 (depending on the outstanding balance) |
| Over-limit Charges | ₹500 to ₹1,000 (if the total amount due exceeds the credit limit) |
| Cash Withdrawal Fee | 3% to 4% of the withdrawn amount (minimum ₹300 to ₹500) |
| Foreign Currency Markup Fee | 3.5% of the transaction amount |
| Card Replacement Fee | ₹100 to ₹300 |
| Statement Request Fee | ₹100 per statement request |
| Duplicate Statement Fee | ₹100 to ₹300 per statement |
| Cash Payment Fee | ₹100 to ₹300 per payment |
| Cheque Bounce Fee | ₹500 to ₹700 per instance |
Eligibility and Application Process
Get your hands on the Kotak PVR Gold Credit Card hassle-free! Follow our easy guide and gather the documents you need:
| Eligibility Criteria | Details |
|---|---|
| Age | Minimum 21 years and maximum 65 years |
| Income | Salaried: Minimum gross monthly income of Rs. 25,000 |
| Self-employed: Minimum gross annual income of Rs. 3 lakhs | |
| Employment | Salaried or self-employed individuals |
| Credit Score | Good credit history with a minimum CIBIL score of 700 |
| Residency | Resident of India |
Step-by-Step guide on how to apply for the Card
| Step | Action | Essential Docs/ Task |
|---|---|---|
| 2. Eligibility Check | Check eligibility criteria on the website or contact Kotak Mahindra Bank’s customer service | Identity Proof (Aadhar Card, Passport, Voter ID, etc.), Address Proof (Utility Bills, Aadhar Card, etc.) |
| 3. Application Form | Fill out the online application form available on the Kotak Mahindra Bank’s website | Personal details (Name, Date of Birth, Contact Information), Employment details, Income Proof |
| 4. Document Submission | Upload scanned copies of required documents | Identity Proof, Address Proof, Income Proof |
| 5. Application Review | Wait for the bank to review your application | |
| 6. Verification | Bank representatives may contact you for further verification | |
| 7. Approval | If your application is approved, you will receive a confirmation from the bank |
FAQs
Is Kotak PVR credit card worth it?
The Kotak PVR credit card can be worthwhile for frequent moviegoers who want to earn rewards and benefits tailored to their cinema experiences.
What is the annual fee for Kotak PVR debit card?
The annual fee for the Kotak PVR debit card is typically around INR 499.
How to avoid convenience fee in PVR?
To avoid convenience fees at PVR, consider purchasing tickets directly at the box office or through their official website without opting for online booking services.
Yes, refill is typically allowed in PVR cinemas. Refill usually refers to getting a refill on your popcorn or drinks during a movie screening. However, policies may vary slightly depending on the specific PVR location, so it’s always a good idea to check with the staff at the cinema you plan to visit.
Yes, many PVR (Priya Village Roadshow) cinemas have CCTV cameras installed for security purposes. These cameras are typically placed in various locations within the cinema premises to monitor public areas and ensure the safety of patrons and staff.
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