Pnb Credit Card Points

Use the points on your PNB credit card to unlock a world of advantages! Points are accrued after every transaction, increasing the rewards. Take advantage of exciting travel benefits, cashback, luxurious vacations, premium brand discounts, and fine dining. Spend as much as possible today to get access to these benefits. Click this link to see the amazing goodies that are waiting for you and begin using your PNB credit card’s benefits right away!

Best PNB Credit Cards for Rewards

PNB offers a range of credit cards, each designed for different customer needs, with reward points for spending.

  • PNB Platinum Credit Card: 2 reward points per Rs. 150 spent.
  • PNB Gold Credit Card: 1 reward point per Rs. 100 spent.
  • PNB Global Credit Card: 2 reward points per Rs. 150 spent.
  • PNB Travel Credit Card: Extra points on travel-related spends.
  • PNB Cashback Credit Card: Cashback percentage varies (no points).
  • PNB Classic Credit Card: 1 reward point per Rs. 150 spent.

Earn points with every purchase.

CriteriaReward Points Earned
General Spending1 point per INR 100 spent
Dining Expenses2 points per INR 100 spent
Grocery Purchases3 points per INR 100 spent
Fuel Transactions1 point per INR 200 spent
Online Shopping2 points per INR 100 spent
Travel Bookings4 points per INR 100 spent
Utility Bill Payments1 point per INR 100 spent
Promotional OffersVaries (e.g., 5x points on selected merchants during promotional periods)
Joining Bonus500 points (on first use of the card within 30 days)
Milestone Rewards1,000 points (on spending INR 1,00,000 annually)

Redeeming Reward Points

Punjab National Bank (PNB) provides several ways to redeem your credit card reward points, ensuring you get the most out of your rewards.

  • Shopping Vouchers: You can exchange your reward points for shopping vouchers from various retailers. These vouchers can be used to make purchases at partner stores.
  • Travel Bookings: Points can be redeemed for booking flights, hotels, and holiday packages through PNB’s travel partners.
  • Gift Cards: Reward points can be converted into gift cards from popular brands, which can be used for online and in-store shopping.
  • Merchandise: PNB’s rewards catalog offers a range of products including electronics, home appliances, fashion accessories, and more. You can use your points to purchase these items.
  • Cashback: Some PNB credit cards allow you to convert your reward points into cashback, which can be credited to your credit card account.
  • Bill Payments: Points can be used to pay utility bills or even to settle outstanding credit card balances.

Extra Benefits & Features

PNB credit cards offer more than just cashback and rewards points.

Travel Insurance: PNB credit cards offer complimentary travel insurance for flight delays, lost luggage, medical emergencies, and more, ensuring peace of mind for cardholders.

Lounge Access: Certain PNB credit cards grant global airport lounge access, a boon for frequent travelers seeking comfort, complimentary refreshments, Wi-Fi, and business amenities.

Priority Pass Membership: Premium PNB credit cards offer Priority Pass membership, granting worldwide airport lounge access regardless of airline or ticket class, ideal for frequent travelers.

Exclusive Offers and Discounts: PNB credit cards offer exclusive travel deals and discounts on hotel bookings, airline tickets, car rentals, and more, helping cardholders save money and enjoy extra benefits.

Terms and Conditions

Accumulation: Earn points on eligible purchases.

Redemption: Use points for rewards like merchandise, vouchers, or travel.

Terms: Check expiry, minimum points required, and eligible transactions.

Conclusion

In simple terms, the following are the benefits of PNB credit card reward points:

Earn Points on Purchases: Accumulate points for every rupee spent.

Redeem for Rewards: Use points for gifts, vouchers, air miles, and cashback.

Exclusive Offers: Access to special discounts and promotions.

Travel Benefits: Points can be redeemed for travel-related expenses.

Annual Fee Waiver: Potential to waive annual fees by redeeming points.

Dining & Lifestyle: Discounts at partner restaurants and lifestyle stores.

Flexibility: Points can be redeemed online or through customer service.

These points provide a variety of redemption possibilities and exclusive benefits, making spending more fulfilling.

FAQs

In Punjab National Bank, 1 reward point is usually worth ₹0.25 to ₹0.50, depending on the reward program and how you use it.

Yes, you can convert PNB credit card points to cash, depending on the specific terms and conditions of your card.

PNB reward points expire after three years. Check your card’s terms for exact details.

Based on your company’s demands, different credit cards are better. Top-rated for its benefits and flexible redemption options is the Chase Ink Business Preferred. Up to $50,000 in annual qualifying expenditures will earn you 2% cash back with the American Express Blue Business Cash card. Think about the American Express Business Platinum card if you want exclusive benefits.

PNB provides a range of services including credit cards. Depending on the card and incentives, annual fees could be eliminated for the first year or after reaching certain spending goals.

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HDFC Prepaid Card

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