Hey there! Heard about RBL Bank Credit Cards? They’ve got this awesome rewards program with perks like travel, dining, and shopping rewards. And guess what? You can use those points for cool stuff like flights, hotels, gadgets, and even mobile top-ups. Intrigued? Keep reading for all the juicy details!”
- Your monthly credit card statement will reflect the reward points you have earned. However, you can only redeem these points after the statement cycle has ended.
- No base reward points on EMI transactions.
- You can redeem your RBL bank credit card reward points within 24 months from when they are accrued.
- Reward points earned on an RBL credit card cannot be exchanged, transferred, or combined with those earned on SuperCards.
- Booking flights with RBL reward points incurs a convenience fee of Rs. 200 per passenger per sector
- To redeem reward points for pre-paid mobile recharges, a minimum of 1,000 points is required.
How RBL Bank Reward Points Work?
RBL Bank offers multiple avenues for customers to earn reward points. Every transaction made using an RBL credit card accrues points, with higher rewards often associated with specific spending categories such as dining, travel, or groceries. Additionally, some RBL Bank accounts offer reward points for maintaining a minimum balance or conducting specific transactions.
Once accumulated, reward points can be redeemed for a variety of rewards. These include cashback on your credit card statement, gift vouchers from partner merchants, merchandise from RBL Bank’s rewards catalogue, or even booking flights and hotels through the bank’s travel portal.
Benefits of RBL Bank Reward Points
Hey there! Heard about RBL Bank Credit Cards? They’ve got this awesome rewards program with perks like travel, dining, and shopping rewards. And guess what? You can use those points for cool stuff like flights, hotels, gadgets, and even mobile top-ups. Intrigued? Keep reading for all the juicy details!”
RBL Bank reward points can be redeemed for a variety of options, including gift vouchers, merchandise, travel bookings, bill payments, and more. This flexibility allows customers to choose rewards that suit their preferences and lifestyle.
Accumulating reward points with every transaction enables customers to enhance their purchasing power. They can use these points to offset expenses or indulge in luxury items they might not otherwise purchase.
RBL Bank often partners with various merchants and brands to offer exclusive discounts and special offers to its reward points members. This allows customers to enjoy additional savings and perks while shopping or dining out.
Customers can use their accumulated reward points to book flights, hotels, and other travel-related expenses. This provides an opportunity to save money on travel or even enjoy complimentary upgrades and amenities.
In addition to redeeming points for merchandise or services, some RBL Bank reward programs offer the option to convert points into cashback, providing customers with direct monetary benefits.
RBL Bank may offer different tiers of rewards based on the level of spending or account type. Higher tiers often come with additional benefits such as accelerated points earning rates, exclusive access to events, and dedicated customer support.
In some cases, RBL Bank reward points may not have an expiration date, giving customers the flexibility to accumulate points over time and redeem them whenever they choose.
Certain RBL Bank credit cards or accounts may come with complimentary benefits such as airport lounge access, travel insurance, or concierge services, which can further enhance the overall value proposition for customers.
Top Credit Card Reward Credit Cards
| Card Name | Annual Fee (INR) |
|---|---|
| Chase Sapphire Preferred® Card | ₹7,000 |
| American Express® Gold Card | ₹18,500 |
| Citi® Double Cash Card | ₹0 |
| Capital One Venture Rewards Credit Card | ₹7,000 |
| Discover it® Cash Back | ₹0 |
| The Platinum Card® from American Express | ₹51,000 |
Comparison with Other Reward Programs
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RBL Bank vs. Other Banks:
Compared to other banks, RBL Bank’s reward points program stands out for its flexibility and variety of redemption options. While some banks may offer higher point accrual rates, RBL’s diverse rewards catalogue and promotional offers provide customers with more choices and opportunities to maximize value.
RBL Bank vs. Standalone Reward Programs:
In comparison to standalone reward programs offered by retailers or airlines, RBL Bank’s program offers greater versatility and accessibility. With the ability to earn points across various spending categories and redeem them for a wide range of rewards, customers benefit from a more comprehensive rewards ecosystem.
How to check RBL credit card reward point
Log in to your RBL credit card account through the bank’s official website or mobile app. Once logged in, navigate to the rewards or points section to view your accumulated reward points.
You can also call the RBL customer service helpline and inquire about your reward points balance. Make sure to have your credit card details handy for verification purposes.
Your monthly credit card statements usually include information about your reward point balance. Review your latest statement to see the points earned and redeemed during the billing cycle.
RBL may send you periodic SMS or email alerts regarding your reward point balance. Check your messages or emails from the bank for any updates on your points.
If you have the RBL mobile banking app installed, you may receive notifications about your reward points balance or any recent point transactions.
How to redeem RBL Bank Credit Card Reward Points
Hey there! Heard about RBL Bank Credit Cards? They’ve got this awesome rewards program with perks like travel, dining, and shopping rewards. And guess what? You can use those points for cool stuff like flights, hotels, gadgets, and even mobile top-ups. Intrigued? Keep reading for all the juicy details!”
Log in to your RBL Bank account
Log in to your RBL credit card account through the bank’s official website or mobile app. Once logged in, navigate to the rewards or points section to view your accumulated reward points.
Navigate to the rewards section
Once logged in, navigate to the rewards or rewards points section. This could be found under the ‘Rewards’ tab or similar on your account dashboard.
Check your reward points balance
Before redeeming, make sure to check your current reward points balance. This will help you determine what rewards you can redeem.
Browse available redemption options
Explore the various redemption options available to you. RBL Bank typically offers a range of redemption choices, including merchandise, gift vouchers, travel bookings, statement credits, and more.
Once you’ve found a reward you’d like to redeem, select it and proceed with the redemption process.
Follow the redemption instructions
Depending on the type of reward you’ve chosen, you may need to follow specific instructions. This could involve providing additional details for travel bookings, selecting the item you wish to purchase with your points, or confirming your redemption request.
Review your redemption details carefully and confirm the redemption. Ensure that you understand any terms and conditions associated with the redemption.
After confirming your redemption, you should receive a confirmation message or email detailing your redemption request. This may include information on when you can expect to receive your chosen reward.
Once your redemption request is processed, you’ll receive your chosen reward. This could be in the form of merchandise delivered to your address, a gift voucher sent via email, or a statement credit applied to your credit card account.
Remember to keep track of your remaining reward points balance and continue to explore redemption options as you accumulate more points.
RBL Credit Card Reward Catalogue
RBL Bank offers a variety of rewards through its credit card reward catalogue. The catalogue typically includes a range of options, such as:
Merchandise: Choose from a selection of items including electronics, home appliances, fashion accessories, and more.
Redeem your reward points for gift vouchers from popular brands, allowing you to shop for items of your choice.
Use your reward points to book flights, hotels, or holiday packages. Some credit cards may also offer benefits like airport lounge access or travel insurance.
Convert your reward points into cashback, which can be credited to your credit card account or deposited into your bank account.
Some catalogues include the option to donate your reward points to charitable organizations.
Enjoy unique experiences such as spa treatments, dining experiences, or adventure activities.
Some credit cards offer the option to redeem reward points to waive fuel surcharges on fuel transactions.
Common Mistakes to Avoid with RBL Bank Reward Points
Many reward programs have expiration dates for points. Ensure you use your RBL Bank reward points before they expire to avoid losing them.
Each reward program comes with its own set of terms and conditions. Ignoring these can lead to misunderstandings about point accrual, redemption options, and other benefits.
RBL Bank reward programs typically offer various redemption options, including merchandise, gift cards, travel bookings, and cashback. Explore all options to find the best value for your points.
Paying High Fees for Redemption
Some redemption options may come with additional fees or require a higher number of points for redemption. Be wary of these costs to ensure you’re getting the most value from your points.
Using Points for Low-Value Redemptions
Avoid redeeming your points for low-value items or experiences. Instead, save your points for high-value rewards that offer the best return on investment.
Tips to Maximize RBL Bank Reward Points
Select an RBL credit card that aligns with your spending habits and lifestyle to earn more rewards on categories you frequently spend in.
Familiarize yourself with how reward points are earned on your card. Some cards offer bonus points on specific categories like dining, groceries, or travel.
Keep an eye on promotions and special offers provided by RBL Bank. These may include bonus points for spending at partner merchants or during specific time periods.
Ensure timely payment of your credit card bills to avoid penalties and interest charges. Late payments can negate the benefits of reward points earned.
Check the redemption options available for your reward points. Aim for high-value redemptions such as travel bookings, cashback, or gift vouchers to maximize the utility of your points.
Consider co-branded credit cards offered by RBL Bank in partnership with airlines, hotels, or retail chains. These cards often offer accelerated points earning and exclusive benefits with the partner brand.
Many credit cards offer bonus points for referring new cardholders. Take advantage of this by referring friends and family members to apply for an RBL credit card.
Periodically review the terms and conditions of your credit card to stay updated on any changes to the reward program or new opportunities to earn bonus points.
Q. Can I convert RBL reward points to cash? You can’t convert RBL reward points to cash directly, but they’re valuable for getting offers and discounts.
Q. What is the best use of RBL reward points? Redeem earned points for flights, hotels, electronics, vouchers, and more. Learn about RBL credit card rewards. Each card has a unique program and earning rate.
Q.Can we use an RBL credit card for fuel? Valid for fuel transactions of INR 500–4,000. Max waiver: INR 150/month. Next year’s fee was waived upon INR 2 lakhs spent last year.
Q.Which card is best at RBL Bank?
| Policy Name | Forbes Advisor India Rating | Key Feature |
|---|---|---|
| ShopRite Credit Card | 5.0 | Reward points |
| World Safari Credit Card | 4.5 | Reward points |
| MoneyTap Black Card | 3.5 | Reward points and credit line |
| Platinum Bonus SuperCard | 3.5 | Interest-free withdrawal |