SBI Club Vistara Credit Card

The SBI Club Vistara Credit Card is essential for frequent travelers and value seekers due to its array of benefits and perks.

Key Highlights of Sbi Club Vistara Prime

Earn 8 Club Vistara (CV) Points for every ₹100 spent on Vistara flights.
Enjoy a welcome bonus of 5,000 CV Points on joining.
Receive an anniversary bonus of 5,000 CV Points every year.
Avail 10% discount on Vistara flight tickets.
Renewal fee waived off on achieving annual spends of ₹1.25 lakhs.
Benefit from complimentary air accident insurance coverage of up to ₹1 crore.
Earn additional CV Points on milestone spends.
Card accepted globally with exclusive offers on international spends.
Enable secure contactless payments for convenience.
Access dedicated customer support for any assistance.

In today’s fast-paced world, having a credit card that aligns with your lifestyle and preferences is paramount. Introducing the SBI Club Vistara Credit Card – a premier offering tailored to elevate your travel experiences and financial convenience. With a plethora of benefits and features, this credit card stands out as a preferred choice for discerning individuals seeking unparalleled perks and rewards.

Trevel in style with Club Vistara

Travel luxuriously with Club Vistara. Get lounge access, priority boarding, and more with the SBI Club Vistara Credit Card.

Premium Dining and Entertainment Experience

Enjoy luxury dining and entertainment with the SBI Club Vistara Credit Card. Get discounts at partner venues nationwide. Maximize savings and experiences with your SBI card.

Rewarding Every Transaction

Earn rewards with every swipe of the SBI Club Vistara Credit Card. Redeem points for flights, upgrades, hotels, and more.
Redeem flexibly.

Redeem flexibly

Features and associated benefits

Check out HDFC Millennia Credit Card

Welcome Benefits

Upon joining, cardholders often receive welcome benefits such as bonus reward points or vouchers.

Milestone Benefits

As cardholders spend and reach certain milestones, they unlock additional benefits. These could include bonus reward points, complimentary tickets, upgrades, or vouchers.

Vistara Club Points

Cardholders earn Vistara Club Points for every eligible spending transaction, which can be redeemed for flights, upgrades, or other privileges within the Vistara network.

Discounts and Offers

Cardholders may be eligible for exclusive discounts on flight bookings, hotel stays, dining, and other lifestyle experiences.

Travel Insurance Coverage

Many premium credit cards offer travel insurance coverage, including coverage for flight delays, baggage loss, or medical emergencies during travel.

Global Acceptance

The card is usually accepted globally, allowing cardholders to use it for transactions abroad without any hassle.

Contactless Payment

The card is usually accepted globally, allowing cardholders to use it for transactions abroad without any hassle.

Axis Bank Credit Card vs Club Vistara SBI Card PRIME

Feature	Axis Bank Credit Card	Club Vistara SBI Card Prime
Annual Fee	Varieties based on the card variant	Rs. 2,999 per annum
Welcome Benefits	Varieties based on the card variant	Complimentary Club Vistara Silver Membership, Club Vistara Points
Reward Points	Earn rewards on transactions	Earn Club Vistara Points on spends; accelerated earning on Vistara bookings
Airport Lounge Access	Varieties based on the card variant	Complimentary Priority Pass Membership, Vistara Lounge Access
Travel Benefits	Travel insurance and discounts	Complimentary Lounge Access, Priority Check-in, Priority Boarding
Dining Benefits	Discounts at partner restaurants	Discounts at partner restaurants, Dining offers
Fuel Surcharge Waiver	Available on select cards	Fuel surcharge waiver at fuel stations across India
Milestone Benefits	Varieties based on the card variant	Club Vistara Points on achieving spending milestones
Foreign Currency Markup	Applicable	Applicable
Customer Service	Dedicated customer service	Dedicated customer service, Vistara Priority Customer Service

Suggested Read: SBI Club Vistara Credit Card | Highlights and Features

Other Best SBI Credit Cards

SBI Prime Credit Card
SBI SimplySAVE Credit Card
SBI Card ELITE Credit Card
SBI Card Unnati Credit Card
BPCL SBI Card
CASHBACK SBI Card
SBI Card PULSE
SBI Shaurya Credit Card

Hey! Let’s Talk Club Vistara SBI Card Limits

Credit Limit

The credit limit determines the maximum amount you can borrow on your credit card. It is set by the issuer based on factors such as your credit history, income, and existing financial obligations.

Reward Points Limitations

While the Club Vistara SBI Credit Card offers rewards such as Club Vistara Points, there may be limitations on how many points you can earn, expiration dates for points, and restrictions on redeeming points for certain flights or benefits.

Usage Restrictions

Certain transactions or uses of the card may be restricted or prohibited. For example, there may be limits on cash advances, balance transfers, or specific merchant categories.

Geographical Restrictions

Some credit cards may have limitations on where they can be used. For instance, certain cards may not be accepted internationally or may have limited acceptance in specific regions.

Suggested Read: HDFC Millennia Credit Card

Fees and Charges

Fee/Charge	Amount	Remarks
Joining Fee	INR 1,499	one-time fee charged at the time of card issuance.
Annual Fee	INR 1,499	Charged annually for the card membership.
Renewal Fee	INR 1,499	Applicable upon renewal of the card membership.
Add-on Card Fee	Nil	There is no charge for adding supplementary cards to the primary account.
Foreign Currency Transaction Fee	3.5%	Charged on transactions made in foreign currencies.
Late Payment Fee	INR 100 – INR 750	Applicable if the minimum amount due is not paid by the due date.
Overlimit Charge	2.5% of overlimit amount (subject to a minimum of INR 500)	Levied if the card spends exceed the assigned credit limit.
Cash Advance Fee	2.5% of the transaction amount (subject to a minimum of INR 500)	Applicable on cash withdrawal transactions made using the credit card.
Card Replacement Fee	INR 100	Charged for the replacement of a lost or stolen card.
Statement Retrieval Fee	INR 100 per statement	Charged for every request of a duplicate statement beyond the last 3 months.
Cheque Pickup Fee	INR 100	Applicable if a cheque is collected from the cardholder’s location.
Finance Charges	Up to 3.35% per month (40.2% annually)	Applied on the outstanding balance if the total amount due is not paid by the due date.
GST on Services	As per applicable government regulations	Goods and Services Tax levied on various fees and charges as per government norms.

Eligibility and Documentation

Eligibility Criteria	Documentation Required
Age	The Applicant must be at least 18 years old
Citizenship	Indian Citizenship
Income	minimum income criteria specified by SBI
Credit Score	Good credit score as per SBI’s evaluation
Employment Status	Salaried or self-employed
KYC Documents	Proof of identity ( Aadhar card, Passport, etc.)
	Proof of address (Aadhar card, Passport, etc.)
Income Proof	Salary slips (for salaried individuals)
	Income tax returns (for self-employed individuals)
	Bank statements showing regular income deposits

Is a credit card right for you?

Decide if the SBI Club Vistara Card suits you based on your travel and financial preferences. If you often fly with Vistara Airlines and value perks like lounge access, discounted tickets, and reward points, this card could be ideal. Otherwise, explore other cards aligned with your lifestyle.

Apply for the Club Vistara SBI Card with these steps:

Visit the Official Website: Go to the official website of SBI Card or Club Vistara.
Navigate to Credit Cards Section: Look for the credit cards section on the website. There, you should be able to find information about the Club Vistara SBI Card.
Check Eligibility: Review the eligibility criteria for the card. Typically, eligibility criteria include factors such as age, income, credit score, and other requirements set by the issuing bank.
Fill Out Application Form: Once you’ve determined your eligibility, you can proceed to fill out the online application form. You’ll need to provide personal details such as your name, address, contact information, PAN card number, income details, etc.
Submit Documents: After filling out the application form, you may be required to upload certain documents as proof of identity, address, income, etc. These documents may include Aadhar card, PAN card, passport, salary slips, bank statements, etc.
Review Terms and Conditions: Before submitting your application, make sure to carefully review the terms and conditions associated with the Club Vistara SBI Card. Pay attention to fees, interest rates, rewards, benefits, and other important information.
Submit Application: Once you’ve filled out the form and reviewed all the details, you can submit your application online.
Wait for Approval: After submitting your application, the bank will review it. The approval process may take some time, and the bank may contact you for further verification if needed.
Receive Card: If your application is approved, you will receive your Club Vistara SBI Card at the address provided in your application form.

FAQs

What are the benefits of Club Vistara Silver Membership?

Priority Services: Silver members usually enjoy priority check-in at airports, which allows them to skip long queues and save time before their flights.
Baggage Allowance: There might be an enhanced baggage allowance for Silver members, allowing them to carry more luggage without extra charges.
Lounge Access: Depending on the airline’s policies, Silver members may receive access to airport lounges, providing a comfortable environment to relax in before their flights. However, the extent of lounge access can vary.
Priority Boarding: Silver members may be granted priority boarding privileges, allowing them to board the aircraft before other passengers, ensuring ample space for their carry-on luggage and a smoother boarding process.
Earn and Redeem Points: Silver members earn points/miles for their flights, which can later be redeemed for various rewards such as free flights, upgrades, or other benefits.
Exclusive Offers: Members often receive exclusive offers, promotions, and discounts on flights, upgrades, and other services.
Tier Bonus: Silver members might receive a bonus on the points/miles they earn, enabling them to accumulate rewards faster.

Can I use this card in a foreign country?

Yes, you can use the Club Vistara SBI Card PRIME internationally where Visa/Mastercard is accepted. Inform your bank before traveling to avoid transaction issues.

Is SBI Vistara card good?

Whether the SBI Vistara Card is “good” for you depends on your individual preferences, spending habits, and travel patterns. Here are a few factors to consider:

Benefits: Review the specific benefits offered by the card, such as reward points, discounts, lounge access, and complimentary tickets. Determine whether these benefits align with your needs and preferences.
Fees and Charges: Consider the annual fee, interest rates, and other charges associated with the card. Ensure that the benefits outweigh the costs, especially if you don’t travel frequently.
Travel Frequency: If you frequently fly with Vistara or travel often, the SBI Vistara Card’s benefits may be more valuable to you compared to someone who travels infrequently or primarily flies with other airlines.
Credit Score: Your eligibility for the card may depend on your credit score. Ensure that you meet the eligibility criteria before applying.

Is there any welcome gift for Club Vistara SBI card?

Get 1 economy class ticket as an e-gift voucher on payment of the annual or renewal fee.

Does Club Vistara SBI card provide any insurance coverage?

The Club Vistara SBI Card is a travel credit card offered by the State Bank of India and Air Vistara, providing best-in-class features primarily in travel. The card includes a welcome offer, comprehensive insurance, Club Vistara points, and more.